Bring the situation as it is.
Plain answers to the mortgage questions people in the Inland Empire ask. Each answer names the public rule it comes from and the date it was last checked.
Written by Jamal Akber, loan originator since 2007
12 questions in this first set
Buying in the Inland Empire
Local limits, local programs, local prices.
- How does an FHA loan work for a home in the Inland Empire?Draft to reviewTemplate sample
- What down payment help is there in San Bernardino and Riverside Counties?Not written yetAwaiting topic approval
- Is there extra down payment help for teachers, nurses, police and firefighters?Not written yetAwaiting topic approval
When the file is not simple
Credit history, family on the loan, and who counts under California law.
- How long after Chapter 7 bankruptcy can I buy a home in California?Not written yetAwaiting topic approval
- What does FHA manual underwriting mean for my application?Not written yetAwaiting topic approval
- What does FHA itself say about credit scores in the 500s and low 600s?Not written yetNeeds compliance read first
- Can a parent be on my FHA loan without living in the home?Not written yetAwaiting topic approval
- My spouse is not on the loan. Do their debts still count in California?Not written yetAwaiting topic approval
- Can I buy the home I rent, or buy from a family member?Not written yetAwaiting topic approval
Particular homes and professions
Loans built for a specific kind of buyer or property.
- How do home loans for doctors and dentists work in California?Not written yetProgram naming to confirm
- FHA 203(k) or HomeStyle: how do I finance repairs with the purchase?Not written yetAwaiting topic approval
- Can I use an FHA loan for a manufactured home in California?Not written yetAwaiting topic approval
Your question is not on the list?
Most real situations are a mix of two or three of these. Tell Jamal what is actually going on and he will tell you which rules apply.
Talk it through with Jamal Calls (626) 523-3881. A conversation is not an application or an approval.